Toronto Lawyers

 In my previous post on Toronto Traffic Ticket Agencies, I spoke to costs and when it may be time to call a lawyer instead of one GTA’s many traffic ticket specialists. In today’s post, I’ll tell you a bit about their “guarantees” and what the loss of demerit points mean to your insurance.

Q. How are some traffic ticket agency guarantees different from others?

A. Some Toronto Traffic Ticket Agencies guarantees are different in the way that they do not just guarantee the reduction of your demerit points, which is the sole guarantee given by most offices. Instead, they guarantee full elimination of demerit points that you might have accumulated in your drivers abstract due to the traffic violations. Complete elimination is necessary because most insurance companies do not differentiate between high and low demerit points. They will increase your insurance irrespective of whether you have accumulated 7 points or just 2 points. Insurance rates can go up to 1000 percent of the existing rates, something, which you would certainly like to avoid. You can always rely on us because we are not just a team of ex-cops aiming to reduce your demerit points; we have a dedicated team of specialized traffic court agents having plenty of experience in winning lawsuits related to traffic violations. Moreover, since we offer a full refund, you can rest assured that your case will be taken care on in the most appropriate manner.

Q. Why should I opt for traffic ticket services?

A. Some offices have a success rate that is much higher than fighting the traffic offenses yourself. You should opt for offices in the GTA that  guarantee full elimination of demerit points from your records at affordable costs. In addition, look for agencies with plenty of experience in defending clients who have had to face various charges related to the Highway Traffic Act, Provincial Offenses Act and some summary criminal matters.

Q. Will my traffic ticket affect my insurance rates?

A. Most insurance companies do not differentiate between major or minor traffic tickets. They will increase your insurance rates, irrespective of whether you have accumulated 7 points or just 2 points. Any type of traffic ticket can lead to a phenomenal increase in your insurance rates, which can go as high as 1000 percent of what you might be paying currently. Given below are the violations that lead to the accumulation of demerit points in your drivers abstract:

7 Points

• Failing to remain at the scene of a collision

• Failing to stop when signaled/requested by a police officer

6 Points

• Careless Driving

• Racing

• Exceeding the speed limit by 50 km/h or more

• Failing to stop for a school bus

5 Points

• Driver of a bus failing to stop at an unprotected railway crossing

4 Points

• Exceeding the speed limit by 30 to 49 km/h

• Following too closely

3 Points

Exceeding the speed limit by 16 to 29 km/h

• Driving through, around or under a railway crossing barrier

• Failing to yield the right-of-way

• Failing to obey a stop sign, traffic light or railway-crossing signal

• Failing to obey the directions of a police officer

• Driving the wrong way on a divided road

• Failing to report a collision to a police officer

• Improper driving when road is divided into lanes

• Crowding the driver’s seat

• Going the wrong way on a one-way road

• Driving or operating a vehicle on a closed road

• Crossing a divided road where no proper crossing is provided

2 Points

• Improper opening of a vehicle door

• Prohibited turns

• Towing people - on toboggans, bicycles, skis, etc.

• Failing to obey signs

• Failing to stop at a pedestrian crossing

• Failing to share the road

• Improper right turn

• Improper left turn

• Failing to signal

• Unnecessary slow driving

• Reversing on a divided high-speed road

• Driver failing to wear a seat belt

• Driver failing to ensure that a passenger less than 23 kg is properly secured

• Driver failing to ensure that a passenger under 16 years is wearing a seat belt

Q. What if my insurance company has a policy for absorbing my first ticket, shouldn’t I just pay up?

A. No, you should always contest traffic violations even if your insurance company offers such provisions. This is because traffic violations stay in your record for around three years and can be used by your insurance company to hike the rates even more when you get yourself involved in a second traffic violation.

Q. How long does a driving related conviction stay on my record?

A. The conviction stays for three year starting from the date of actual conviction. The conviction stays on your records for another additional year after the completion of the initial three years.

Q. Do I have to appear in court?

A. In most of the cases, you will not be required to make an appearance in the court. All you need to do is to sign a consent form to provide us the legal powers that allow us to represent you in court and undertake initiatives geared towards fulfilling your needs and expectations.

Traffic Tickets Toronto